Digital Finance and its Impact on Financial Inclusion. Journal of Al-Rafidain University College For Sciences ( Print ISSN: 1681-6870 ,Online ISSN: 2790-2293 ), [S. l.], v. 57, n. 1, p. 114–126, 2025. DOI: 10.55562/jrucs.v57i1.10. Disponível em: https://jrucs.iq/index.php/JAUCS/article/view/746. Acesso em: 12 oct. 2025.