Using Panzer - Rosse Model for Measuring Banking Competition: An Empirical Study on Iraqi Traditional Banks Using Panel Data Method for the period 2011-2017. Journal of Al-Rafidain University College For Sciences ( Print ISSN: 1681-6870 ,Online ISSN: 2790-2293 ), [S. l.], v. 46, n. 1, p. 98–121, 2021. DOI: 10.55562/jrucs.v46i1.71. Disponível em: https://jrucs.iq/index.php/JAUCS/article/view/71. Acesso em: 28 oct. 2025.