“Human Capital and Its Role in Customer Retention - Applied Research in Asia Cell Company for Communication”. Journal of Al-Rafidain University College For Sciences ( Print ISSN: 1681-6870 ,Online ISSN: 2790-2293 ) 50, no. 3 (January 21, 2022): 138–150. Accessed July 21, 2026. https://jrucs.iq/index.php/JAUCS/article/view/508.